Steve Kuzma

242 Whispering Woods Pl

Zion Crossroads, VA
$ 979,000 Beds 4 Baths 2.5 Sq 2,829
Monthly Estimate* How much can I afford?

THE PINNACLE OF SPRING CREEK: IRREPLACEABLE WATERFRONT & FAIRWAY POSITION. Exceptional custom-built home on a premier 0.55-acre waterfront lot in the gated Spring Creek community of Zion Crossroads. This 4-bedroom residence offers breathtaking lake-and-golf-course views, outstanding quality, and a setting rarely found within the community. The spacious main level is complemented by a 2,027-square-foot walkout basement already plumbed for two full baths and a second kitchen, offering excellent potential for an in-law suite, theater, fitness area, or entertainment space. Enjoy panoramic views from the rear deck and stamped-concrete patio overlooking the irrigation lake and fairways of Spring Creek Golf Club. Features include a residential elevator, a Generac standby generator, newer multi-zone HVAC systems, a newer water heater, a central vacuum, an irrigation system, surround sound, hardwood floors, cherry cabinetry, Corian countertops, an oversized garage, and accessible design. Photos are enhanced with AI.,Cherry Cabinets,Glass Front Cabinets,Solid Surface Counter,Fireplace in Living Room

ACTIVE

  • Price
  • $ 979,000
  • City
  • Zion Crossroads
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • LOUISA
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.55 Acres
  • Zip
  • 22942
  • Sqr Footage
  • 2,829
  • Year Built
  • 2006
  • Taxes
  • $ 5073
  • Style
  • Traditional
  • MLS#
  • 681040
Listed By: DEBBIE KENT with COTTAGE STREET REALTY, LLC - 7038489292;
Data Source: Bright MLS

Features

General

Living Area 2829
Sewer Public Sewer
Cooling Central A/C
Roof Architectural Shingle
Appliances Dryer,Washer/Dryer Hookups Only,Washer
Zoning RD
HOA Fee 170.00
Association Fee Includes Common Area Maintenance,Health Club,Pool(s),Sauna,Snow Removal,Trash
Architectural Style Traditional
Security Features Security System,24 hour security,Desk in Lobby,Security Gate,Smoke Detector
Construction Materials Fiber Cement,Stone
School District LOUISA COUNTY PUBLIC SCHOOLS
Year Built 2006
View Water,Trees/Woods,Panoramic
Levels 2
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 250.00
Assoc Fee Paid Per Monthly
County LOUISA
New Construction No
Property Type Residential
Association Amenities Club House,Security,Tennis Courts,Bar/Lounge,Basketball Courts,Dining Rooms,Exercise Room,Golf Club,Lake,Meeting Room,Tot Lots/Playground,Swimming Pool,Jog/Walk Path
HOA Yes
Subdivision Name SPRING CREEK
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From I-64 Exit 136,take US-15N. Left into Spring Creek subdivision. Through gate,right on Bear Island Pkwy,left on Branch Ln,left on Whispering Woods Pl. Home at end of cul-de-sac.
City ZION CROSSROADS
Disclosures Prop Disclosure
Association Name JOHN TODD HAYMANS
Senior Community Y/N No
HOA Fee 2 Frequency One Time
Tax Annual Amount 5073.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 346.06
Construction Completed Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 4856
Location Type Adjoins Golf Course
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision SPRING CREEK

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Propane - Owned
Basement Full,Outside Entrance,Partially Finished,Rough Bath Plumb,Walkout Level,Windows
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Gas/Propane,Fireplace - Glass Doors
Basement (Y/N) Yes
Air Conditioning Y/N No
Window Features Casement,Double Hung,Low-E,Energy Efficient,Screens,Transom
Fireplace Y/N Yes
Above Grade Finished Area 2829
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Kitchen,Foyer,Laundry,Full Bath,Half Bath,Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 2027
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bathrooms Count All Upper Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool Yes - Community
Lot Features Landscaping
Water Source Public
Foundation Details Concrete Perimeter
Water View Y/N Yes
Building Area Total 5523.00
Lot Size Acres 0.55
Water Body Type Lake
Waterfront Y/N Yes
Water Oriented Y/N Yes

Room Details

Additional Bedroom # 2 Upper 1
Additional Bedroom Upper 1
Additional Bedroom # 3 Upper 1
Dining Room Main
Foyer Main
Full Bath Upper 1
Half Bath Main
Kitchen Main
Laundry Main
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Moss-Nuckols Elementary School
Middle School Louisa Middle School
High School Louisa High School

Price History

8/24/2026 Listed $979,000

Property vs Zip Code Average in 22942

Price
AVG $640K
$980K
Taxes
AVG $3,695
$5,073
Year Built
AVG 2006
2006

In The Neighborhood

Areas That We Cover

242 Whispering Woods Pl Zion Crossroads, VA is a Single Family Home for sale at $979000 with 2829 sqft and a lot size of 0.55 Acres Acre(s). 242 Whispering Woods Pl Zion Crossroads has 4 bedrooms, 2 baths and was built in 2006. The property's zip code is 22942 which is in Zion Crossroads, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Steve Kuzma

Steve Kuzma

REALTOR®

410-808-1010

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